1. Use of the Website
1.1 **Eligibility**: By using the Website, you represent and warrant that you are at least 18 years of age or have the consent of a parent or guardian to use our services.

1.2 **Prohibited Activities**: You agree not to:

• Use the Website for unlawful purposes.

• Interfere with the operation of the Website.

• Attempt to access unauthorized areas of the Website.

• Distribute viruses, malware, or other harmful components.

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2. Intellectual Property
2.1 All content, including but not limited to text, images, graphics, and videos, available on the Website is the property of Spark Study Club or its licensors and is protected by copyright and trademark laws.

2.2 You may not reproduce, modify, or distribute any content from the Website without prior written permission.

 

3. User Accounts
3.1 **Account Creation**: To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials.

3.2 **Account Termination**: We reserve the right to suspend or terminate your account at our discretion, without prior notice, if you violate these Terms.

 

4. Payment and Refund Policy
4.1 **Payments**: All fees for our services must be paid in full at the time of registration or as otherwise specified.

4.2 **Refunds**: Refunds are provided at our sole discretion and as specified in our service agreements. Please review specific program details for refund policies.

 

5. Disclaimer of Warranties
5.1 The Website and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied.

5.2 We do not guarantee that the Website will be error-free, secure, or uninterrupted.

 

6. Limitation of Liability
6.1 To the fullest extent permitted by law, Spark Study Club will not be liable for any damages arising from your use of the Website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

 

7. Changes to Terms
7.1 We reserve the right to modify these Terms at any time without prior notice. Changes will be posted on this page, and your continued use of the Website constitutes acceptance of the revised Terms.

 

8. Governing Law
8.1 These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles.

 

Privacy Policy

 

1. Information We Collect
1.1 **Personal Information**: We may collect personal information, such as your name, email address, phone number, and payment details, when you register or interact with our Website.

1.2 **Non-Personal Information**: We may collect non-personal information, such as IP addresses, browser types, and device information, to improve your experience on the Website.

 

2. Use of Information
2.1 We use the information collected to:
- Provide and improve our services.
- Communicate with you about your account and our offerings.
- Process payments and transactions.

 

3. Sharing of Information
3.1 We do not sell, trade, or rent your personal information to third parties.

3.2 We may share information with trusted third-party service providers to help us operate the Website and deliver our services, subject to confidentiality agreements.

 

4. Data Security
4.1 We employ reasonable security measures to protect your personal information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

 

5. Cookies
5.1 The Website uses cookies to enhance user experience. By using the Website, you consent to the use of cookies. You can disable cookies through your browser settings.

 

6. Your Rights
6.1 You have the right to:

• Access the personal information we hold about you.

• Request corrections or updates to your personal information.

• Request the deletion of your personal information, subject to legal and contractual obligations.

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7. Opt-In Consent for Communications

7.1 By voluntarily providing your contact information through any form on our website, you expressly agree to receive email communications from Spark Study Club. These communications may include updates, educational content, promotional offers, newsletters, and other information relevant to our services and continuing dental education programs.

7.2 You may opt out of these communications at any time. To unsubscribe, simply click the "unsubscribe" link included at the bottom of our emails, or contact us directly via our support page with your request.

7.3 We respect your privacy and will handle your information in accordance with this Privacy Policy. Your consent is not a condition of any purchase or enrollment, and you may manage your communication preferences at any time.

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